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Living Below Your Means

November 2nd 2008 01:18
At some point we all know how easy it is to live above your means. Your debts will reflect that fact. We've always tried to keep up with the Jonses, now we tend to surpass them. We may have grown accustomed to certain lifestyle, but eventually there comes time to pay the piper!

I ran into a rather novel idea. How about living below your means? In today's financial situation, it may be an idea whose time has come. We should think about living below our means by any means we can. Every little bit helps and knowledge is power. Not all advice applies to everybody.


On Simplicity gives sound advice on simple living and cutting costs. The other links from the original page offer different and similar advice.

I disagree with the Cash is best statement. In a world where crime is rising, it is best to use cash only when necessary. I opted out of the overdraft protection for my debit card. If I miscalculate, I pay the fines. For me this is an incentive to watch my spending and I haven't gone over my balance yet!

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