Credit Cards
July 24th 2011 18:51
Though we try to go through life without the plastic, sometimes you can't do without it. I told about how somehow somebody stole my debit card info over a year ago. Apparently the new thieves have a way of transferring your card information on a fake card, because my card was never stolen yet a card was swiped to make purchases. Lucky my bank caught it, or because it was a debit card, I may have been out of luck as far as getting my money back.
Many purchases I make on the internet or by phone, I will use my checking account transfer info. Unfortunately, many do not accept this method, so I am thinking of getting a credit card. I am going to do my homework on this as I look for a low interest and more importantly a no annual fee credit card. Illegal credit card purchases are easier covered than illegal debit card purchases. So between a debit or credit, the credit card is the way to go.
Since Financial Ramble is about saving money, it goes without saying that the purchases should be paid immediately and great lengths should be taken not to carry any balance. If you must have a credit card, there is help for you in your research to see which is best for your needs. Nerd Wallet is your best bet for narrowing down which card is best for your needs.
Many purchases I make on the internet or by phone, I will use my checking account transfer info. Unfortunately, many do not accept this method, so I am thinking of getting a credit card. I am going to do my homework on this as I look for a low interest and more importantly a no annual fee credit card. Illegal credit card purchases are easier covered than illegal debit card purchases. So between a debit or credit, the credit card is the way to go.
Since Financial Ramble is about saving money, it goes without saying that the purchases should be paid immediately and great lengths should be taken not to carry any balance. If you must have a credit card, there is help for you in your research to see which is best for your needs. Nerd Wallet is your best bet for narrowing down which card is best for your needs.
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