Read + Write + Report
Home | Start a blog | About Orble | FAQ | Blogs | Writers | Paid | My Orble | Login

Something For Everyone

April 7th 2012 17:47
When it comes to money we can all use advice on making it and saving it. I have done what I was hoping never to do, and that is running a tab on a credit card for non-emergencies. I have finally moved into a new apartment. I needed a few things and we all know how that goes.

The move has been exhausting to say the least, but now I can finally relax for awhile. Now the grueling task of putting my new apartment together. This is going to involve some time.

The pros about my new place is that rent is $110 a month cheaper. Utilities are all included, saving mean extra $100 a month. The con is that my commute to work is farther as are other places I drove regularly. A pro is that my new place is near major highways, so I really don't waste as much on gas, but I do spend more. I'm guessing $50 more a month.


Personal things that I have changed is that I no longer have a LAN phone, just a cellphone for a savings of $40 a month. I dropped my gym membership by $10 a month. Since there is exercise equipment at the new apartment, along with my own gym equipment, I am going to drop that membership within a year.

I will be adding cable and high speed internet at a cost of about $70 a month for the first year. Unlike my previous failed credit card endevours, my current card is still interest free for a few months, so I can close a major gap.

So why am I writing about this? Just to show how you caneasily calculate finances, and finding the best way to do it. It is also a personal post to myself to see what will actually happen months down the road.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~

Since my rambling may not have been your cup of tea, let me make it up with some money links!

Join investors who have a smarter way to invest at Betterment


Your virtual financial adviser is at Simplifi

If you are looking for a broker and are freaked by the Madoff thingy, FINRA lets you check a broker's background.

Some of the best financial tools are at Kiplinger
28
Vote
   


Free Protection

October 22nd 2011 17:57
You know the money protectors who charge you for their services? Check out BillGuard that is free!
20
Vote
   


Extra Money Making Sites

September 10th 2011 20:30
You can make extra money in many ways. The best way is doing what you like or selling your knowledge. From blogging to dog walking to secret shopper, etc., some sites are a scam while others are legit. Kiplingers gives you ways to make extra money in unconventional ways. Check them out!

Reference:
Extra Cash!
20
Vote
   


Social Stock Network

July 28th 2011 01:27
If you are going to invest in anything, you should do your homework first. When it comes to money and taking risks it is best to research before you blindly leap into something. Even if you are going to go a financial advisor route, you should shop around before putting your trust into the first one you found in the phone book!

A caution to take when it comes to advisors is to beware of the ones that steer you to investments that they represent. If they don't charge then they are probably making money on the investments you buy into. They usually earn their money by the shares you buy, moreso than the performance itself. It is usually better to have a financial advisor that charges a fee and tells you the best investments for your needs


[ Click here to read more ]
19
Vote
   


Credit Cards

July 24th 2011 18:51
Though we try to go through life without the plastic, sometimes you can't do without it. I told about how somehow somebody stole my debit card info over a year ago. Apparently the new thieves have a way of transferring your card information on a fake card, because my card was never stolen yet a card was swiped to make purchases. Lucky my bank caught it, or because it was a debit card, I may have been out of luck as far as getting my money back.

Many purchases I make on the internet or by phone, I will use my checking account transfer info. Unfortunately, many do not accept this method, so I am thinking of getting a credit card. I am going to do my homework on this as I look for a low interest and more importantly a no annual fee credit card. Illegal credit card purchases are easier covered than illegal debit card purchases. So between a debit or credit, the credit card is the way to go


[ Click here to read more ]
28
Vote
   


Money Results

July 23rd 2011 20:04
No matter how much people try, in today's economy it is tough for most to save and invest and prepare for retirement. Many save only to see some event wipe out their savings and then some. Frustration sets in and many give up. Money requires discipline. The discipline to know it's there, but not to be touched.

Many people tend to look at a saving as a winfall and end up spending frivolously and blowing it. True discipline on money is what Ben Franklin said a penny saved is a penny earned. Most think of pennies as something that can never help them financially. How wrong they are. Double that penny everyday for a month and the results are impressive. It will give you $5,368,709.12. Suddenly that 1¢ isn't so bad


[ Click here to read more ]
19
Vote
   


Economy Today

June 13th 2011 16:59
Regardless what you think, the US economy is not really in recovery!

We need to continue to remember this story I wrote about. Because it still holds true today!
19
Vote
   


Dumb Ways To Waste Money

June 7th 2011 21:10
Here are 24 dumb ways to waste money.

When it comes to organic produce, I buy certain products because of the pesticide issues more so than saving the planet. There are only a few I buy, because of that


[ Click here to read more ]
28
Vote
   


The Ways To Money

April 6th 2011 06:37
You have to be skeptical when it comes to get rich quick schemes. Making X-TRA money is another matter. Be skeptical and do your homework. Can you use a few ways to make money? The advice might be more useful than you think.

Then you have 5 more!
21
Vote
   


Money Advice You Can Use

April 3rd 2011 23:54
I'm totally committed to retiring in 5 years, and I can use all the money and finance advice that I can get. The thing is that I have to research before I leap. I'm going to meet with financial advisers and see if they can give me sound advice on how to attain my goals. I am also looking and following certain stocks and mutual funds that have caught my eye.

Any advice that starts you thinking about saving money, is a good one. If you need to go back to basics, a great place to start is Money 101
[ Click here to read more ]
39
Vote
   


More Posts
1 Posts
1 Posts
1 Posts
83 Posts dating from May 2008
Email Subscription
Receive e-mail notifications of new posts on this blog:

signals's Blogs

41630 Vote(s)
125 Comment(s)
819 Post(s)
9825 Vote(s)
16 Comment(s)
148 Post(s)
26077 Vote(s)
83 Comment(s)
407 Post(s)
14917 Vote(s)
10 Comment(s)
180 Post(s)
1277 Vote(s)
5 Comment(s)
14 Post(s)
12403 Vote(s)
14 Comment(s)
222 Post(s)
14570 Vote(s)
212 Comment(s)
245 Post(s)
22078 Vote(s)
38 Comment(s)
327 Post(s)
3027 Vote(s)
7 Comment(s)
48 Post(s)
Moderated by signals
Copyright © 2012 On Topic Media PTY LTD. All Rights Reserved. Design by Vimu.com.
On Topic Media ZPages: Sydney |  Melbourne |  Brisbane |  London |  Birmingham |  Leeds     [ Advertise ] [ Contact Us ] [ Privacy Policy ]