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Financial Ramble

Money Drain

February 6th 2010 19:13
Nothing drains your finances more than addictions. If you are addicted to smoking, drugs, alcohol, shopping, and anything else done in access, you are spending money that can be used for other things. Sure we all have our little habits that may get us through life. Some people smoke occasionally, some drink, we all may do things just for our entertainment.

I gamble occasionally, meaning hardly ever. I work with people and am surrounded by people that are daily gamblers. They buy lottery tickets, scratch offs, play numbers, bet on horses, games, etc., and are constantly hoping to win the big one so that they can retire rich. Most go so far into debt that they can never retire, but still continue to gamble, hoping the dream comes true.


They constantly talk about the one number that got away, and continue to gamble. Why? Seems that science has an answer. As with anything else it involves the brain. A near win causes the gambler to keep trying and repeating the vicious circle.

People who need help with addictions rarely seek it until they have fallen to rock bottom. If your money situation is so bad that you can't keep up with your bills, food, rent or mortgage, maybe you should consider doing something about money draining addictions and obsessions.
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Obsolete and Extinction

January 31st 2010 19:29
I was one who would never have guessed that cassettes would become obsolete thanks to the CD or the death of VCR thanks to DVDs. it seems that technology and progress are advancing so fast that CDs and DVDs may soon become obsolete.

Here are ten consumer products predicted to become obsolete and not worth buying.
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Habits of The Rich

January 2nd 2010 21:06
To become a millionaire, you have to think like a millionaire. Some people are lucky because they either inherit their millions or win them in a lottery and other gambling games. Usually the latter spends their millions within five years.

The number of people that are earning their millions is on the increase. It helps to learn the millionaires' 5 habits. This is sound advice to living prosperous and happy in general.

Maybe these habits are worth using in life.

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2010 Financial Resolution

January 1st 2010 16:44
I don't make or believe in making resolutions at the beginning of the New Year. I quit smoking in the month of February. I started going to the gym in the month of November. I found that resolutions with a date don't work and people usually bite off more than they can chew. But if it works for you, because everyone is different, then use it.

If you need help managing debt, start here. It also doesn't hurt to know your priorities
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Salaries That Are Expected to Rise

December 22nd 2009 16:00
The best jobs that are expected to see growth and rise in salaries in 2010 are in accounting and finance, information technology and administrative fields. Here are 10 jobs with the best prospects. Of course these jobs are at the professional level and a good education or knowledge in the field are a must.

Regardless of what I or anyone thinks about climate change, There is money to be made. That is probably where the high paying jobs will be in the future!
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Scams

December 11th 2009 19:23
Even in tough times, scammers are working full time. They prey on the rich and the poor alike. Sometimes they leave you holding the bag such as fake work-at-home jobs and fake check scams.

Having had my account compromised, you can never say enough about protecting your identity
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Never Happen To Me?

November 14th 2009 18:23
I just got a call from my financial institution. When the lady on the other end gave me the news, I thought I may be dealing with some sort of scam. But after giving me other numbers to call to verify the information and giving me recent transactions, I realized the information was true.

It seems that yesterday, someone made four gas purchases in Florida using a fake debit card. Since I still had my card on me, it is obviously a fake, since the person informed me that a card was swiped


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Tough Times Ahead

November 8th 2009 18:10
No matter how much we hear that the economy is recovering, the truth is that it is going to get worst before it gets better. It's really tough to say where we are heading but recovery seems to be slow and unemployment is still on the rise. Many of us are struggling trying to really save much, while others of us are living paycheck to paycheck.

In these tough economic times, people have cut their expenses to the bare minimum and continue to fall behind. In my State, I actually see the price of everything on the rise and taxed to the point that even the middle class struggles. Food, rent, utilities, gas, travel, etc., all seem to be rising or fluctuating, making people already thinking about Holiday travel and meals in a frugal manner


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Changing Your Spending Habits

October 10th 2009 14:50
People display different types of spending habits. There are three spending personalities that all people fall into. There are those who live above their means, those who live within their means, and those who live below their means.

Here are ways to change your spending habits. They involve budgeting and discipline.
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EverChange

September 15th 2009 17:31
Our world is changing. DUH many will say, but if you can't evolve, your survival is jeopardized. Some changes are subtle while others are blatant!

Should wedding guests pay for their meal? Do you want an expensive gift or a blender? Does your tightwad company outnumber your rich company? Things to weigh and consider


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February 2010
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