You can make extra money in many ways. The best way is doing what you like or selling your knowledge. From blogging to dog walking to secret shopper, etc., some sites are a scam while others are legit. Kiplingers gives you ways to make extra money in unconventional ways. Check them out!
If you are going to invest in anything, you should do your homework first. When it comes to money and taking risks it is best to research before you blindly leap into something. Even if you are going to go a financial advisor route, you should shop around before putting your trust into the first one you found in the phone book!
A caution to take when it comes to advisors is to beware of the ones that steer you to investments that they represent. If they don't charge then they are probably making money on the investments you buy into. They usually earn their money by the shares you buy, moreso than the performance itself. It is usually better to have a financial advisor that charges a fee and tells you the best investments for your needs.
StockTwits is a financial site that sets you up with people who share your investment interest. It is kind of like a streamlined Twitter for financial news.
Though we try to go through life without the plastic, sometimes you can't do without it. I told about how somehow somebody stole my debit card info over a year ago. Apparently the new thieves have a way of transferring your card information on a fake card, because my card was never stolen yet a card was swiped to make purchases. Lucky my bank caught it, or because it was a debit card, I may have been out of luck as far as getting my money back.
Many purchases I make on the internet or by phone, I will use my checking account transfer info. Unfortunately, many do not accept this method, so I am thinking of getting a credit card. I am going to do my homework on this as I look for a low interest and more importantly a no annual fee credit card. Illegal credit card purchases are easier covered than illegal debit card purchases. So between a debit or credit, the credit card is the way to go
No matter how much people try, in today's economy it is tough for most to save and invest and prepare for retirement. Many save only to see some event wipe out their savings and then some. Frustration sets in and many give up. Money requires discipline. The discipline to know it's there, but not to be touched.
Many people tend to look at a saving as a winfall and end up spending frivolously and blowing it. True discipline on money is what Ben Franklin said a penny saved is a penny earned. Most think of pennies as something that can never help them financially. How wrong they are. Double that penny everyday for a month and the results are impressive. It will give you $5,368,709.12. Suddenly that 1¢ isn't so bad
When it comes to organic produce, I buy certain products because of the pesticide issues more so than saving the planet. There are only a few I buy, because of that
You have to be skeptical when it comes to get rich quick schemes. Making X-TRA money is another matter. Be skeptical and do your homework. Can you use a few ways to make money? The advice might be more useful than you think.
I'm totally committed to retiring in 5 years, and I can use all the money and finance advice that I can get. The thing is that I have to research before I leap. I'm going to meet with financial advisers and see if they can give me sound advice on how to attain my goals. I am also looking and following certain stocks and mutual funds that have caught my eye.
Any advice that starts you thinking about saving money, is a good one. If you need to go back to basics, a great place to start is Money 101